Kotak 811 Account Apply Online: Kotak Mahindra Bank New Account Opening Form Online

Kotak 811 account apply online for zero balance saving account. You can apply online Kotak bank account opening with zero balance. How does the Kotak 811 account apply online through Video KYC?

Which documents will be needed? How much percent interest will be received? What are the charges to be paid immediately after applying for the Account number, and IFSC Code?

How to get the CRN number and mobile banking? How to apply for, ATM Card, Passbook & Credit Card, and how do you get it right away? How can you use this account instantly in Phone pay, Google pay, Paytm, or any other applications?

When many people open their bank account in Kotak. So they get a lot of errors on address or name here So how can such people also open their account let’s know.

First of all, you have to go to this link. Click on the link given there. It will redirect you to that page of the official website for .

From there you can kotak 811 account apply online. Kotak zero balance account is open online and can apply directly.

You can also visit this page from the Official website of Kotak Mahindra Bank for kotak zero balance account open.

All of you are thinking about whether it is possible to open Kotak 811 account apply online. But Yes, it is very easy to open.

Step By Step Kotak 811 Account Apply Online

Step 1: kotak 811 account apply online is very easy. Here you will see 3 columns. In which mobile number, email id, and Pincode have to be filed. Then by ticking the small box before I am not a robot. Click open now tap.

• Mobile number
• Email id
• Pincode
• Ticking the small box
• I am not a robot
• Open Now

Also Read: Step By Step Axis Bank Zero Balance Account Opening Online

Step 2: Click on open now than 2 columns will open. PAN card number and Aadhaar number have to be filed. Then by ticking both boxes. Click on Proceed to verify. You can easily Kotak 811 account apply online at home.

• PAN card number
• Aadhaar number
• Ticking two boxes
• Proceed to verify

Step 3: Then the name that will be on your PAN card and his alternate letter will be shown you have to process it. Then an OTP will come on your Aadhaar-registered mobile number.

• OTP(Aadhaar-registered mobile number)

Step 4: As soon as you fill it in the OTP column, you will come to the next page. Your photo, date of birth, and gender will be shown here there will be some columns below.

Which, Occupation, Income source, Yearly income, Marital status, and father’s name have to fill. Then the mother’s maiden name.

What was your mother’s name before marriage? That you have to fill in Mother’s Madam. Then for confirmation, double-fill in the same name. Click on Proceed.

• Occupation
• Income source
• Yearly income
• Marital status
• Father’s name
• Click on Proceed

Step 5: Then it will automatically fetch your address from your Aadhaar Card. But you will be able to see on the screen, an error is coming here “This address is not serviceable”.

This means there is no service Kotak at this address. If Kotak service is available at your address, then this error will not appear. In such a situation where you are living now.

If there is a Kotak service or any address where Kotak‘s service is available and you can go there. So you can fill in the address in the columns below and add the new address.

This is because of the time you do the video’s KYC. At that time you should be at this address. Only then your video will be complete. So proceed by filing the new address.

There is no need to go to the bank to open a zero-balance account with Kotak Bank. Kotak 811 Account Apply Online at home and anywhere else.

Also Read: Top 5 Bank 0 Balance Account Opening Online For Free

• Fill in the address
• Proceed

Step 6: Then there will be an option to add a nominee here. This means if you have money in your account And for some reason, you die unexpended.

So to withdraw the money the man you select they are called a nominee. It is very easy to start kotak mahindra bank account opening. There is not much required to open Kotak 811 Account Apply Online.

• Add Nominee
• I Will Do it Later

So it details if you want to add them now. So the first option is to click on Add Nominee Now. Otherwise, if you want to add it later. So can also tap on “I will do per later”. Clicking on Add Nominee. Now 3 columns will open.

Name of the nominee. Relation of the nominee and account holder. And to file the date of birth of the nominee. Then fill in the address of the nominee. Some columns will open.

But if the communication address of the nominee and the account holder are the same. Then there will be a button in front of the nominee’s address.
You have to tap on it.

• Name of the nominee
• Relation of the nominee and account holder
• Date of birth of the nominee
• Click On Proceed

Step 7: Then all the columns will disappear. Then to process. Then self-declaration will be to be read and ticked in the small boxes before that. If you want to tick all at once. Then tap on select all will be ticked. Then Click on“Proceed to MPIN”.

• Tap on select all will be ticked
• Then Click on”Proceed to MPIN”

Step 8: 2 columns will open. In which you have to fill in 6 digit PIN. When will you need this MPIN? We will tell you further. Now, just for confirmation, The same MPIN is in the column below.

You have to fill it in again And have to tap on the Confirmed MPIN. Your MPIN will be successfully created as soon as you open an account. You will get a debit card if you want to do it online.

• Fill in 6 digit PIN
• Click Confirm MPIN

Step 9: Then tap on the button in front to allow for online use. Then to process. Now you must be thinking about the physical card. So how to get a physical debit card? We will know further. All processes are very important for Kotak 811 Account Apply Online.

• Allow for online use
• Process

Step 10: Will be told here as soon as processed. Whether you are eligible to take a credit card against a fixed deposit. Whatever amount you make a fixed deposit with 90% of his credit limit.

• Skip

You can get a Kotak credit card. If you want to have? Then you can click on the claim card. Even if you do not want to take a credit card. So you can even click on skip and can skip.

Step 11: Your Kotak 811 account will be ready. You will get the Account number and IFSC code, Your account UPI ID, and your CRN number. Through this, you can log in to the official application of Kotak Mahindra Bank And can manage your entire account.

When sliding down, then your virtual debit card will be shown. Whose card number and expiry date will be visible. For CVV, tap on Show CVV. Then the CVV will appear.

Using this you can make an online payment from now on anywhere after full KYC. you through this By registering an account. PhonePe, Google Pay, or any UPI, you can use and slide down.

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Then you will be told that your account has been opened. But now your Kotak 811 Lite account is open. It has some limitations. You want to remove it. So you have to KYC full For which you have to tap on complete full KYC.

• Tap on complete full KYC.

Step 12: Then it will be told here PAN card, Signature on a white paper, and a Selfie has to be uploaded. You have to prepare all three things. And then click on “Proceed to verify”.

Then there will also be an error with the address. Then again you have to fill up the address there. Which have been filled earlier, and click on Proceed. Then click on select all tick all three boxes and click on agree and proceed.

The location permission will be asked. Which has to be continued and allowed. You will come to the upload document page. Keep the PAN card on white paper.

• PAN card
• Signature on a white paper
• Selfie
• “Proceed to verify”.

Click on take a photo, then the camera will open. Then take a photo of the PAN card in another and click on take a photo and take a selfie. By signing on white paper in the third. Click his photo.

Then automatically on the next page, it will be written looking for an agent to continue your video KYC. You have to wait on this page. If you go back or go to another app. Then the process of Video KYC will log you out.

So stay on this page written will come in no time. “Click here to proceed with Video KYC” to click on. Your Video KYC will start! They will ask you first, Will you speak in Hindi or in English?

You have to tell. Then they will ask you for some basic details of your field. Likes date of birth, and mother’s or father’s name. And after that, will capture a live photo of your PAN card and signature.

Tell you to go to a plain background and take a photo of you too. Your video will be complete like this and your account full KYC has been done. Now your account is completely open.

• Likes date of birth
• Mother’s or father’s name
• Live photo of your PAN card and signature.

You can use your account anywhere like a normal account. Now by registering this account in UPI totally can use it up too. Now it comes to the physical debit card, passbook, and checkbook.

How to get a physical debit card, passbook, and checkbook From Kotak Mahindra Bank?

Kotak 811 account is a fully digital account. Hence by default, in this passbook, cheque or debit card do not get. You have to apply for this also and there are 2 ways to apply.

First, you can apply by going to the offline bank. Second, You can apply online at home.

There you have been given a link to the official application of Kotak. You have to click on it and install its application. After installing you have to open it. Some permission will be asked here as soon as you open it to be allowed.

Then on the next page, you will be asked. Are you new to Kotak, or do you already have an account with Kotak? So you should click on the red button at the bottom of the “Already have an account”.

Then on the next page, something will be written by reading which green button, Yes send securely. Now Click on the green button “Yes, Send Secure SMS Now”. Then again it will ask for permission. Whom to read and allow.

• Asked Are you new to Kotak
• “Already have an account”
• “Yes, Send Secure SMS Now”
• Ask for permission

Then both your sim will show. The SIM number is registered in Kotak. Click on it to select and Click on ok. Your registered mobile number will be verified. Here are some instructions that will come written.

• Your registered mobile number

After reading Click on getting it. Then 2 columns will open. Which CRN number will already be filed? You have to feel the MPIN in the second column. Which you created while opening the account. Then click on submit.

Then here if you want to put your photo in Kotak’s profile. So you can select any photo from your gallery and use it or by tapping on take a photo. Now you can take a photo from your camera and upload it.

If you want to upload then do, otherwise tap on next. Then you will be asked Do you also want to login to the application with your fingerprint? If you want to enable this feature.

Then tap on “Yes” otherwise “No”. Then some conditions will open. Have to do penance on acceptance after reading it. Read it and click on accept. Then you will be fully logged in.

And after this Any Service of Kotak bank By using this application. You can use all facilities & Services.

How To Apply for a Debit Card Online In Kotak Bank?

So after login, You have to go to the Virtual Debi Card section. Down there under “Apply for Physical Debit Card”. Tap on apply now button.

The card charges and your communication address will then be shown. You have to proceed.

Then your physical debit card will be successfully ordered and within 7-10 days your physical debit card Will be delivered to the communication address provided by you.

After that, you can generate the PIN of this debit card. can use it like a normal debit card.

How To Apply for Passbook Online In Kotak Bank?

Now let’s talk about the passbook. For that also you have to go to service and request. Then click on “account service request”.

• “account service request”
• activation/ deactivation
• “Activate”
• Click on Confirm

The first option Tap on activation/ deactivation of the passbook. Then account number and name will show below the red button of “Activate”. Tap on it and Click on Confirm.

The passbook facility of your bank account will be activated. You will also get the passbook request id With whose help you can from the nearest branch. You can get your account passbook.

How To Apply for Checkbook Online In Kotak Bank?

Talk about the checkbook. So for that also you have to go to Service & Request. Tap on the request check. You will be asked Do you want a 25-page or 50-page checkbook?

• Service & Request
• Request check
• Confirm request

Select and click on request check. Then the name of the account holder account number and the number of leaves i.e. How many pages will there be in the checkbook and to which address will the checkbook come?

These details will be shown If they are correct, then tap on the confirm request Your checkbook. The request will be successfully submitted.

This is delivered within 8-10 days. The checkbook will be delivered to your given address. You can use it.

So now you understand By opening your zero balance savings account in Kotak Mahindra Bank. How can use its all facility sitting at home? Thank You!

Kotak 811 Account Variants

Kotak Mahindra Bank Account is a Digital Savings Account. It can be opened online very easily. The bank offers two variants of 811 accounts. 1. Kotak 811 Digital Savings Account 2. Kotak 811 Edge Account.

1. Kotak 811 Digital Savings Account: This is a zero balance savings account. This account can be opened online instantly using the Kotak mobile app.

This account offers facilities like free online fund transfer, virtual debit card, and online bill payment. Customers can access their accounts through Kotak Mobile App, Net Banking, or Phone Banking.

2: Kotak 811 Edge Account: This is a full-service savings account. This comes through physical debit cards. Kotak 811 offers higher interest rates than digital bank accounts.

Customers can easily open this account online. The minimum balance requirement of this account is 10000. This account offers free NEFT/RTGS transactions, unlimited ATM transactions, and free demand drafts.

Customers can get complimentary accidental death insurance cover of Rs.2 lakh each from this account.

Features and Benefits of Kotak 811 Savings Account

Kotak 811 is a digital savings account offered by Kotak Mahindra Bank in India. Here are some features and benefits of Kotak 811 Savings Account.

Features oF Kotak 811 Account Apply Online

Digital Account Opening: You can open a Kotak account online. Complete the account opening process in minutes without visiting any branch.

No Minimum Balance Required: Kotak 11 Savings Account does not require maintaining a minimum balance.

Virtual Debit Card: Offers a virtual debit card on account. It can be used for online transactions and payments.

UPI Benefit: Kotak 811 account offers UPI benefit. It enables you to transfer money between bank accounts instantly.

Mobile Banking App: 811 Accounting can be managed through Kotak Mobile Banking App. Offers features like fund transfers, bill payments and more.

Benifits oF Kotak 811 Account Apply Online

High Interest Rate: Kotak 811 Savings Account offers an interest rate of up to 3.50% p.a. on your savings balance, which is higher than many traditional savings accounts.

0 Charges for Non-Maintenance of Balance: No penalty will be charged for maintaining the minimum balance in your Kotak 811 account.

Easy Account Management: With the Kotak Mobile Banking app, you can easily manage your account, check balances from the convenience of your smartphone. , transfer funds, pay bills and many more facilities.

No physical documents required: Kotak 811 savings account can be opened using your Aadhaar and PAN card details. Physical documents are not required for that.

Access to various offers and discounts: Kotak Eight One One account holders can avail various offers and discounts on shopping, dining and other services through Kotak Mahindra Bank’s tie-up with merchants.

Fees and Charges of Kotak 811 Account

Kotak 811 Account is a digital savings account. It offered by Kotak Mahindra Bank. Here are some of the fees and charges associated with the account:

FAQS